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Sina Finance and economics news on July 4th afternoon message, full-time vice chairman of the association Yang Zaiping said today in Shanghai,Parfum Abercrombie, the various banks in China the problem of excessive competition,moncler milano, has seriously hurt the healthy development of the industry, and become the third party payment mechanism using weakness.
banking industry excessive competition has become the third party payment mechanism using weakness. Yang Zaiping points out, the third party payment mechanism of individual rows and rows of various departments and crush one by one, not only to the bank any advance funding costs or transaction fees,mulberry handbag, but from the bank for the deposit interest. According to the feedback data, an online payment every occupation of bank funds amounted to 160000000 yuan, according to the current fee standards and for interest calculation,woolrich outlet, is equivalent to the bank every loss fees now, daily interest amounted to 1638000 yuan,moncler femme, the annual loss of nearly 600000000 yuan.
China CBRC discipline appoint secretary Wang Huaqing on the data position, the current situation, the syndicated loan in promoting China's economic structure adjustment, control financial risks have a brilliant future. Commercial banks should strengthen their risk management of syndicated loans,piumini moncler donna, advocate cooperation culture, and constantly improve the system of the syndicated loan market, play the role of industry associations to promote the platform, the syndicated loan business to a new level. (Cao Lei Shanghai)
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Yang Zaiping thinks, the various banks in China the problem of excessive competition,scarpe hogan online, has seriously hurt the healthy development of the industry. For example,hogan uomo, banks choose the target customers of homoplasy in loans to large customers focus has become more apparent,hollister outlet, credit, lending practices seriously, "big base" problems.
domestic banking competition is fierce than USA, reflected in where? Yang Zaiping for example, bank card in Happy Valley enclosure type expansion model damage the interests of the banking industry, "international business rate 1%~4%, we now have a lot of businesses,mulberry bags, but businesses have 50% is zero rates, which makes the income of banks has been greatly restricted." On the other hand, Yang Zaiping said, recently the disguised get high interest rates rise, some banks use Fanyong embrace saves, disguised to raise interest rates, send gifts and other methods, increased operating costs of the banking industry.
Yang Zaiping: excessive competition in the banking industry has seriously hurt the healthy industry
will be released data show,hogan shop online, as of the end of 2010, all the members of China Banking Association syndicated loan & Trading Committee unit of syndicated loans amounted to 2473500000000 yuan, 388400000000 yuan more than the RMB 2006 at the end of the year increased by 5 times; accounting for public loans than case 8.59%, a 2006 increase over the year 1.72% 4 times.
Yang Zaiping said today in China Banking Association syndicated loan & Trading Committee second annual meeting, from the analysis of the degree of monopoly of large commercial banks, five banks accounted for about 50%, the monopoly degree higher than before the international financial crisis American. But in fact, Chinese between banking financial institutions,doudoune moncler femme, because of the existence of the homogenization of competition, so the competition is also fierce than USA.
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PostWysłany: 21    Temat postu: Better late than never clicked

Better late than never clicked
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